What are the classification of bank Accounts

What are the classification of bank Accounts

There are various types of bank accounts available  in a bank . Mainly bank opens three types of accounts:

Such as-

1. Current Account
2. Saving Account and
3. Fixed Deposit Account

Bank opens others account also:

1.House savings Account
2. School Savings Account
3. Ladies Savings Account
4. Workers Savings Account
5. Insurance Savings Account
6. Foreign Currency Savings Account
7. Deposit Pension Scheme
8. Credit Deposit Account
9. Recurring Deposit Account

Which factors to be considered in selecting a bank while opening Account: 

1.  Nearness of bank
2. Location
3. Legal status
4. Mangement efficiency
5. Service rendered
6. Multiple Service
7. Foreign Excahnge
8. Foreign Branch
9. Solvency
10. Social Employee
11. Goodwill
12. Moral and Attitude of the employee
13. How many branches
14.  Scheduling Bank or not
15. Loan facility
16. Interest
17. Charges on service
18. Dividend
19. Price of Share
20. |Fraud and foregery
21. Ownership
22. Orgnaization
23. Age of bank
24. Quick Service providers or not